What is Peer-To-Peer Lending?

Peer to Peer (P2P) is a financial innovation bringing lenders & retail borrowers together on the same platform with a direct relationship. P2P provides a marketplace for credible borrowers and investors looking for relatively higher return investment options. P2P in India Is Reserve Bank of India (RBI) approved & well-regulated and is a large alternative investment opportunity globally.

Our partner, IndiaMoneyMart is a Reserve Bank of India registered NBFC-P2P, providing competitive returns on investment with reinvestment options. If you’re an investor seeking better returns on your saving as compared to what a debt mutual fund or fixed deposit can give, you can become a P2P lender and potentially get higher returns!

How Does it Work?

Here is a quick diagram to illustrate how the funds move from the lender to the borrower and the role of our partner IndiaMoneyMart in the entire process.

Why should one evaluate Peer-To-Peer Lending?

• RBI Registered NBFC – P2P Peer to Peer Lending Platform
• Can invest any amount from Rs. 25,000 to Rs. 50 Lacs as Lumpsum / SIP
• Proven Global Innovation – now in India
• Handpicked Prime Borrowers – good creditworthy small business borrowers
• Online Tracking Collection Support
• Risk Mitigation With Diversified Investment
• Direct On-ground Credit Assessment With Digital Checks & Secure Documentation
• Immune to Equity Market Volatality
• No Registration Fee