Overview of Health Insurance

Health insurance is a contract with an insurance company wherein in exchange for a monthly premium, the insurance company agrees to pay for medical expenses, up to certain limits, if one gets sick or injured. There are many different health insurance plans available, so it’s important to choose one that’s right for you and your family. When choosing a plan, consider the following factors:

• Coverage: What types of medical expenses are covered by the plan?
• Cost: How much is the monthly premium? How much is the deductible?
• Network: Does the plan have a network of doctors and hospitals that you want to use?
• Please ensure you go through the documents carefully before you decide which Health Insurance you would like to go for.

5 Reasons You should Consider Health Insurance

1. Financial protection: Medical care can be expensive, especially if you need hospitalization or surgery. Health insurance can help you pay for these costs without going into debt.
2. Access to care: Some health insurance plans give you access to a network of doctors and hospitals that offer discounted rates. This can help you save money on your medical care.
3. Cover for Surgery, Costly Screenings: If you need surgery, your health insurance can help pay for the surgeon’s fees, the cost of anesthesia, and the cost of the hospital room and board. The Insurance policy, with the right add-on can also bear the cost of non-routine checkups like a cancer screening which are high cost.
4. Preventive care: Many health insurance plans cover preventive care, such as regular annual checkups and screenings. This can help you stay healthy and avoid costly medical problems down the road.
5. Peace of mind: Knowing that you have health insurance can give you peace of mind knowing that you and your family will be financially protected if you need medical care.

Our Health Insurance Partners