What does 2025 look like for investors?
“I make no attempt to forecast the market—my efforts are devoted to finding undervalued securities.” – Warren Buffett We climbed the wall of worry in 2024 Global investors were worried at the start of 2024 for several reasons. After a period of renewed economic growth post the pandemic, corporate earnings were robust, interest rates though […]
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Woodpecker style Investing
When I was tasked with this month’s newsletter, I faced a dilemma. In the last month or so too many things have happened almost in sync around the world. These have led to not only different stock markets behaving differently but at the same time other asset classes like Fixed Income, Commodities & Cryptos (yes, […]
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Tying the Knot? Don’t Forget to Tie Up Your Finances!
Financial Tips for Newlyweds Marriage: the only ‘investment’ where your returns depend entirely on how well you manage the interest. Congratulations on starting your happily-ever-after! The vows are exchanged, the dance floor memories have been made, and your Instagram is shining with “#CoupleGoals.” While tying the knot is a beautiful beginning, managing finances as a […]
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The Paradox of Choice in Investing
When it comes to investing, the abundance of options can feel like both a blessing and a curse. We live in a world where nearly every financial need or goal has a tailored investment product: mutual funds, ETFs, direct equities, fixed deposits, bonds, REITs, crypto assets, insurance-linked investments, and more. Yet, this explosion of choices […]
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A brave new world
“A market downturn doesn’t bother us. It is an opportunity to increase our ownership of great companies with great management at good prices.” – Warren Buffett Is it only a correction or should I brace for a meltdown far worse than seen so far? There has been a major shift in how we viewed the […]
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This Fall make use of the Fall
Philip Fisher once remarked that, “The stock market is filled with individuals who know the price of everything but the value of nothing”. When we buy a stock, what are we really buying, the price of the stock and its future return on the price or the ownership of the company which we understand will […]
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Understanding Market Trends: The Balance of Volatility and Value
“The stock market is a device to transfer money from the impatient to the patient.” – Warren Buffett There was a drop in equity markets across indexes After a scorching year so far, the market demonstrated that it could go in a reverse direction as well and for no good or bad reason for that […]
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Three Pillars of Smart Investing – Cutting Noise, Exercising Patience and Remaining Optimistic
The term, ‘Achilles Heel’, is used to describe a vulnerable point or a key weakness in another wise strong constitution. For investors, this vulnerable point is their ears metaphorically speaking. All investment ideas and plans are vulnerable to investment noise. We live in such fast-paced world, that we are continuously bombarded with data & information, […]
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Market Outlook: Balancing Geopolitical Instability and Economic Uncertainties
“October is one of the peculiarly dangerous months to speculate in stocks. Others are July, January, April, September ,November, May, March, June, December, August and February.” — Mark Twain The markets corrected and news flow has become very negative It is human behaviour that drives financial outcomes rather than fundamentals in most cases. As has been argued in this column […]
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Navigating the Aftermath of the Fed’s Rate Cut: Insights for Investors
“We don’t prognosticate macroeconomic factors, we’re looking at our companies from a bottom-up perspective on their long-run prospects of returning.” Mellody Hobson How much is the recent 50 bps move relevant to investors in stock markets? A lot of investors were watching the move by the US Federal Reserve with much anticipation and finally it […]
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Investor returns vs. Fund returns/Market returns
“It’s not whether you’re right or wrong that’s important, but how much money you make when you’re right and how much you lose when you’re wrong.” ~George Soros Forecasts, prognostications, predictions et al. Investors are looking at news with some concern as the world undergoes another regime change. This time the interest rate reduction cycle […]
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Mastering Market Patience Amidst Volatility
It is not in our genes to wait Most market commentators today are worried about a correction. There is consensus that the markets are in overvalued territory and that every geo-political event, biohazard situation, national debt issue is looked upon as a possible trigger for the much awaited, much feared correction. And with the benefit […]
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Understanding Market Sentiment and Investor Behavior
As the markets hit all time highs the refrain from most investors is to say, “markets are too expensive, wait for a correction to enter”. The quote for this newsletter from no less than Peter Lynch himself, a respected fund manager who ran one of the most successful mutual funds for along period of time […]
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Anticipations and Projections: The First Union Budget Post BJP Coalition
As we go in for the first union budget post there-election of the BJP coalition government there is a lot of expectation surrounding the nature of the Budget commentary and the estimates regarding possible expenditure and the revenue targets for next year. First, the good news. The interim budget was indicative of some trends that […]
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Developing the Contrarian Approach to Investing
Source: investing.com as on 05/07/2024 What a month this has been; while General Election results took many by surprise hat the event is marked by extreme volatility proved to be right on the money. Just to give a perspective on 4th June, Nifty-50 saw a fall of ~8% intraday but successfully attained ATH status in […]
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Timeless Strategies vs. Market Fads
July’s arrival will signal the start of a familiar scene: fashion brands overflowing with dazzling sales. While the promise of deep discounts can be tempting, it’s easy to get swept up in trends that fade as quickly as the season changes. We believe a similar principle applies to your finances. Just like Bubli, who often […]
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On the continuing bull market, should one be selling here?
Over the past few weeks this is a perpetual question being posed by many investors regarding the all-time highs that Indian stock markets continue to post on a regular basis. Many investors have made substantial gains over the past couple of years that outstrip the average return in our markets over any reasonable period of […]
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The Electoral Verdict and The Markets
Indian stock markets exhibited over the past couple of days a flavour of what markets do at times. Hugely up on a single day, crash on the next. What led the market up was not fundamental to corporate earnings in anyway: Exit polls predicting a landslide victory for the ruling party. What led the markets […]
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Do Small Investors hold an Investing Edge?
Source: investing.com as on 02/06/2024 Last week I was reading a very old article by Dr. Sanjay Bakshi titled “Can Small Investors win?”. For those who do not know him, he is a renowned figure in the world of Value Investing, widely regarded as one of the pioneers of this investment philosophy in India. In […]
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The VIX explained
Characteristic of the index as it is so named the VIX (India Volatility Index) had a sharp rise in the past week. The volatility index has put doubts into the minds of stock market observers whether the India VIX Index rally is a signal of a rising tide against the BJP’s victory in the Lok […]
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