Our People

Mr. Nitin Rao

Founding Member & Partner (Epsilon VNR Partners LLP)

Nitin has spent more than a decade in the financial industry. From starting his career with Motilal Oswal as mutual fund research analyst to moving onto more avenues in finance, Nitin has developed his expertise in the field over the years. His association with HSBC Group has been the longest, where he was managing Investment Product Research, Client Proposition, Investment Products, Liabilities and FX business. His all-round experience of product and proposition will help build a holistic suite of products & services for our clients.

Mr. Ashish Dharaiya

Group Chief Digital Officer

Ashish has a rich and varied experience in the WealthTech and Financial Products distribution space for over 9 years. Part of the initial setup team of the BSE StAR MF platform, Ashish has gained valuable experience and domain knowledge while working with the Bombay Stock Exchange (BSE) on the BSE StAR MF platform.
His association with AnandRathi Wealth Services has been the longest where he was responsible for the digitization and managing multi-assets digital platform for the wealth business. He has also led and built products from scratch for B2B business – Fintso.
He has proven experience of setting up entire wealth management platforms, managing end-to-end user journey, digitization and automation.
He is responsible for driving the digital initiatives of Epsilon Money.

Ms. Diksha Vaish

Group Head of Legal & Compliance (incl. Epsilon Money Investment Management Pvt. Ltd)

Diksha Vaish leads the Legal & Compliance function of the group. Based out of our Mumbai office, Diksha is a qualified Company Secretary (ICSI India) and Law Graduate (LL.B) with substantial experience in Legal and advisory industry. Before joining Epsilon Money, Diksha has worked with Enterslice, Asija & Associates dealing with various company secretarial activities supporting secretarial and compliance aspect for organizations like Spinny, Opay Finance. In her previous job experience she has dealt with key regulators i.e., RBI, IRDAI etc.

Mr. Debasish Chakraborty

Regional Director – Delhi & NCR

Debasish brings with him close to a decade of rich experience in the Banking and Financial Services industry. He began his professional journey with ICICI Bank in the Trade Relationship Group, where he managed a diverse portfolio of large corporates and HNI families. For over past 5 years, Debasish had been associated with Kotak Mahindra Bank, across Priority and Private Bank. Over the years, he has built a strong foundation across various domains including Wealth Management, Insurance, Trade Forex & Cash Management. His professional experience spans key financial markets in Mumbai and Delhi, giving him a well-rounded understanding of client needs and regional nuances. Debasish is a CFA Level I Qualified from the CFA Institute and holds a Post Graduate Diploma in Banking and Management.

Dr. Madhu Smita Singh

Head of Insurance

Dr. Madhu Smita Singh, with a Doctorate in Education, brings over a decade of experience in education and wealth management industry to perfectly blend her competence and integrity to her current role as Head of Insurance. Her passion for education and unwavering commitment to doing what’s right is at the core of her approach. Madhu is dedicated to guiding individuals through the complexities of insurance solutions, ensuring that every client and the firm make informed decisions that secure our clients’ financial future. Her focus on education and support empowers others to achieve their financial goals with confidence and peace of mind.

Mr. Ashish Lakra

Regional Director – Karnataka & Kerala

Ashish is a Delhi University Graduate and holds an MBA Degree from the University Business School (Panjab University). An industry veteran with almost 2 decades of experience, Ashish worked with the biggest names in the business. across BFSI industry in Banks, Mutual Fund, Life Insurance, and General Insurance. He also has invaluable pan – India experience working in Maharashtra, MP, Chandigarh, Haryana, Himachal, Punjab, Karnataka and Kerala. Ashish has entrepreneurial enterprise in Amsterdam for 2 years and has International SaaS sales exposure as well.

Ms. Varsha Chopra

Regional Director – Gujarat & Rajasthan

Varsha has completed her graduation from the Shri Bhagwan Mahavir Jain College in Bengaluru, post which she has had varied experience, the longest being as a Director Real Estate and Property in Residential layouts for VSL Realties Pvt Ltd. Financial markets are a passion for Varsha; a savvy investor who has been making investments in the financial markets for the last 8 years, through her company VSL Securities Pvt Ltd and managing her personal portfolio as well.

Mr. Ritwick Singh

Regional Director – Jharkhand and Orissa

Ritwick is a B.E in Chemical Engineering from BIT Mesra and has done his Masters in Marketing Analytics from Stuart School of Business, Illinois Institute of Technology, Chicago. He brings with him International experience after working with Allstate Insurance (Fortune 100 company) in Chicago as a Business Analyst.

Ms. Kavita Raikar

Group Head – Operations & Customer Service

Kavita has a bachelors degree from Mumbai University and completed DFM from Welingkar Institute of management. She has more than 14 years of experience in Mutual Fund & Wealth Management industry where she has worked in various roles across Operations and Customer Service profiles.
Kavita is responsible for smooth functioning of Operations & Customer Service across all markets and products offered by Epsilon Money.