National Pension Scheme Build a pension,
Build a pension,
save on tax
NPS is a low-cost, government-backed retirement scheme that lets you build a corpus over your working years and draw a pension after retirement.
Get Started Why NPS
Retirement, structured
A disciplined, tax-efficient way to fund the one goal it's easiest to postpone — your own retirement.
Extra tax benefit
Additional deduction under Section 80CCD(1B), over and above 80C.
Low cost
One of the lowest-cost retirement products available.
Choice of allocation
Auto or active choice across equity, corporate debt and G-secs.
Professionally managed
Managed by regulated pension fund managers.
Tier I & Tier II
A locked retirement account plus a flexible savings account.
Portable
A single PRAN that stays with you across jobs and cities.
FAQ
Common questions
What tax benefit does NPS offer?+
Beyond Section 80C, NPS offers an additional deduction of up to ₹50,000 under Section 80CCD(1B), subject to prevailing tax law.
When can I withdraw?+
Tier I is a retirement account with withdrawal rules at and before 60; Tier II is flexible. Please review current PFRDA rules.
Start your NPS with Epsilon
We'll help you open and structure your NPS allocation around your retirement goal.